Hi Dale, That is correct - in most cases it is not an issue. The center line of the bike will be 19 inches horizontally from the hitch pin hole. Vertically the bike tire "foot prints" will be even with the top of the receiver tube. Please see the MTX3 Spec Sheet for more details.
If, after you receive your MotoTote there is a problem with clearance, you can always order the longer receiver tube.
You will get the same warranty protection whether you buy a new MotoTote directly from MotoTote.com or from one of our authorized dealers.